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Mortgages and Home Equity Loans and Lines of Credit


Whether you’re moving up, scaling down, looking for your first home, or adding a second, Northway Bank has your mortgage.

When it comes to mortgages, Northway Bank has you covered from every perspective - first-time purchases, vacation homes, refinancings.

With Northway, you also get a promise: We'll recommend the loan that's most affordable for you - today and tomorrow - not the one that's most profitable for us. That's always been the Northway.


Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.


Expert Advice

Confused about which program to choose? We offer a variety of loan options, including fixed-rate and adjustable-rate mortgages, so you'll always have the best solution for your particular situation. We take the time to explain your options and a Loan Officer is always just a call or email away.


Contact a Loan Officer
Northway Bank’s knowledgeable and experienced loan officers are here for you. See our list of loan officers to find one in your area.

Let us be your guide.
Ed Harrigan
Mortgage Loan Officer
NMLS #235922
34 West Main Street,
Conway, NH 03818
Office: 603-342-1041
Toll Free: 800-442-6666, Ext. 3204
Fax: 603-326-7342
eharrigan@northwaybank.com
harrigan.northwaybank.com
NH Counties Served: Carroll, Cheshire
ME Counties Served: Cumberland, Oxford
VT Counties Served: Caledonia, Essex, Orange
ed
Julie Cosgrove
Mortgage Loan Officer
NMLS #910400
750 Lafayette Road,
Portsmouth, NH 03801
Office: 603-342-1440
Toll Free: 800-442-6666, Ext. 2895
Fax: 603-342-1441
jcosgrove@northwaybank.com
cosgrove.northwaybank.com
NH Counties Served: Hillsborough, Merrimack, Rockingham
ME Counties Served: York
Picture of Julie Cosgrove, Residential Mortgage Loan Originator
William Ross
Mortgage Loan Officer
NMLS #697298
2385 White Mountain Highway,
West Ossipee, NH 03890
Office: 603-342-1004
Toll Free: 800-442-6666, Ext. 4667
Fax: 603-342-1007
wross@northwaybank.com
ross.northwaybank.com
NH Counties Served: Carroll, Strafford, Sullivan
picture of William Ross, Residential Mortgage Loan Originator
Lyn-Marie McCarthy
Mortgage Loan Officer
NMLS #409079
3424 White Mountain Highway,
North Conway, NH 03860
Office: 603-326-7350
Toll Free: 800-442-6666, Ext. 4245
Fax: 603-342-1024
lmccarthy@northwaybank.com
McCarthy.northwaybank.com
NH Counties Served: Carroll
picture of Lyn McCarthy, Residential Mortgage Loan Originator
Vanessa Vittum
Mortgage Loan Officer
NMLS #409086
42 Upper Ladd Hill Road,
Meredith, NH 03253
Office: 603-326-7375
Toll Free: 800-442-6666, Ext. 4043
Fax: 603-342-1023
vvittum@northwaybank.com
vittum.northwaybank.com
NH Counties Served: Belknap, Grafton
picture of Vanessa Vittum, Residential Mortgage Loan Originator
Merron Treadwell
Mortgage Loan Officer
NMLS #1468532
400 South Main Street,
Laconia, NH 03246
Office: 603-326-7322
Toll Free: 800-442-6666, Ext. 4494
Fax: 603-326-7349
mtreadwell@northwaybank.com
treadwell.northwaybank.com
NH Counties Served: Belknap, Grafton, Hillsborough, Merrimack, Strafford
picture of Merron Pillart, Residential Mortgage Loan Originator
Robert Hill
Mortgage Loan Officer
NMLS #1669879
9 Main Street,
Berlin, NH 03570
Office: 603-326-7344
Toll Free: 800-442-6666, Ext. 2615
Fax: 603-326-7359
rhill@northwaybank.com
hill.northwaybank.com
NH Counties Served: Coos, Grafton
picture of Bobby Hill, Residential Mortgage Loan Originator
Wendy Olson
Vice President, Mortgage Sales Manager
NMLS #257431
34 West Main Street,
Conway, NH 03818
Office: 603-342-1034
Toll Free: 800-442-6666, Ext. 4244
Fax: 603-326-7369
wolson@northwaybank.com
olson.northwaybank.com
NH, ME and VT Counties Served: All
Picture of Wendy Olson, Vice President, Mortgage Sales Manager

Or locate a Loan Officer in your area.


Ready to start?

We can get your mortgage pre-qualified in minutes rather than days or weeks. Apply Now!

Today's Rates
Conventional
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.213%  1.000%
 5.125%  5.248%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.860%  1.000%
 4.625%  4.833%  0.000%
3 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 3.625%  5.589%  0.000%
5 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 3.750%  5.320%  0.000%
7 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 4.000%  5.188%  0.000%
10 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 4.375%  5.128%  0.000%
Home Equity
10 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 4.500%  4.500%  0.000%
15 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 5.000%  5.000%  0.000%
20 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 7.190%  7.190%  0.000%

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